If you've been in motor vehicle accident you may know the basic legal drill. You want to be sure to get the name and address of the all the other drivers. It's also crucial to get the name of their insurance company and their policy number. If the accident is serious enough, you will want to call the police so that an official report gets filed.
But what if you are involved in an incident in which the driver flees the scene before you can get any of that information? If you are a pedestrian victim of a crash, what are you supposed to do? Is there any way for you to be compensated for the costs of medical care or loss of income you might suffer?
The answer is that it depends. Most people now carry medical insurance. They may also have home or other forms of insurance. Any or all of them might have provisions in them that would make it possible for you to seek compensation. What might become more of a concern then is how to go about making sure that you receive the full measure of compensation to which you are entitled.
While it might be reasonable to expect that the insurer will simply live up to its side of the insurance policy contract and pay all your claims, chances are good that any and all of those insurance companies will seek to limit payments. They might say the claim is not a covered item or they might look to deflect the responsibility to one or another insurer.
The language often used in an insurance policy may make it hard for you to discern just what protection you are eligible for. An experienced attorney can translate and assess what your options may be. And cost is not a factor with free initial consultations.